Financial Solutions


USDA Rural Development Eligibility

  • Capital deployed into towns with less than 20,000 in population

  • Funds unavailable through other sources

  • Demonstration of local / regional need and economic impact

  • Institution must be accessible to all students without restriction

Typical Loan Characteristics

  • Fixed interest rate of ~4% (currently); up to 40-year term

  • Typical asset collateral is required

  • Covenants are limited; may vary state-by-state

  • No pre-payment penalties

  • Guaranteed local bank loan typically required; 10% of project
    (bank sets interest rate, and term, but not covenants or

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